Christina Koulouris
Building the portfolio
Open to VP / Director Ops · Remote / AZ Hybrid
VP Operations / Risk & Compliance / Program Delivery

I build the systems that hold
where mission meets margin.

20+ years leading operations, finance, risk, and compliance across Fortune 100 banking and mission-driven nonprofits. At Beacon Group, I ran operations for 214 sites across Arizona: $1M in new revenue, an audit turnaround from 64.3% to 98.7% in six months, and all 214 site contracts rebuilt. At Citi, I directed risk and control for the credit-card division, oversaw a $25M to $30M commercial card portfolio, and passed roughly 30 government audits without a single failure.

Christina Koulouris
0+
Years leading operations
0
Audit score, up from 64.3%
0
Sites operated across Arizona
$0M
Revenue growth secured
Thesis

Operations is not overhead. It is the leverage that turns a mission, and a budget, into measurable results.

Anyone can write a plan. The discipline is in the controls underneath it: the audit that does not fail, the cost that comes down without the service falling apart, the team that knows exactly what good looks like. That is the work I have done for two decades, in regulated banking and in nonprofits serving people with disabilities. Christina Koulouris / Senior Operations Executive
Signature Result

The audit
turnaround.

When I stepped into operations at Beacon Group, audit performance sat at 64.3%. Through targeted training, tightened controls, and process redesign, scores reached 98.7% in six months. Here is the climb.

Target 95% 100 80 60 Start Mo 1 Mo 2 Mo 4 Mo 5 Mo 6 64.3% 98.7% +34.4 POINTS in six months
64.3%
Starting audit score when operations changed hands
98.7%
Score six months later, through training and controls
Zero
Failed government audits across a Fortune 100 banking career
About

Two decades, two worlds,
one discipline.

Christina Koulouris

I spent the better part of two decades inside one of the most regulated environments in the world, and I have spent the last several building operations for a nonprofit that serves people with disabilities. The throughline is the same: make the numbers true, make the systems hold, and make the people doing the work feel set up to win.

At Citi, I rose from the customer-service phones to Operations VP, Business Risk and Control Officer. I held full staffing oversight for the credit-card division, with 30 direct reports and roughly 300 indirect, and oversaw a $25M to $30M commercial card portfolio. From 2010 to 2022 I went through close to 30 government audits, OCC, CFPB, internal, and ICRM, with fines, corrective-action plans, and program authority on the line. I never failed one.

At Beacon Group, I ran operations, finance, HR, and compliance for 214 sites statewide, around 300 employees and a $4M-plus budget. I grew revenue by $1M, recovered $100K, cut costs 23% by rescuing a failed payment-plan rollout, and rebuilt all 214 site contracts for $1.2M-plus in combined value. I secured CARF, CIMS, and DES accreditations that opened new funding streams, and lifted audit performance from 64.3% to 98.7% in six months.

I am based in Tucson, Arizona, a mother of two, and speak Greek fluently. I am currently completing studies in Business and Accounting. I am most at home where careful analysis meets real consequences for real people.

Method

How I take an operation
from risk to ready.

01
Diagnose
Start with the audit. Read the data, trace the money, surface the discrepancies and control gaps that nobody wants to name. When leadership wanted to expand a losing program, the analysis came first.
18% margin gap found, program saved
02
Design
Build the controls and the automation underneath the plan: HR and finance systems, reconciliation workflows, monitoring, and contracts that align cost with mission rather than fighting it.
23% cost cut, 40% fewer errors
03
Deploy
Bring the teams with you. Train to the standard, run the monthly review board, align finance, operations, and leadership so the whole organization can see the same truth.
300 staff across 214 sites
04
Defend
Keep it inspection-ready. Sustain the gains through governance, accreditation, and proactive response to regulatory shifts, so the result is not a spike but a new baseline.
98.7% audit score, zero failures
Experience

The track
record.

2022 / 2025
Vice President of Operations
Beacon Group, Inc. · Tucson, AZ
Led operations, finance, HR, and compliance for a nonprofit serving individuals with disabilities, spanning 214 sites statewide, roughly 300 employees, and a $4M-plus budget. Grew revenue $1M and recovered $100K. Rescued a failed payment-plan rollout for a 23% cost reduction. Rebuilt all 214 site contracts for $1.2M-plus in combined value. Secured CARF, CIMS, and DES accreditations, and lifted audit scores from 64.3% to 98.7% in six months.
214 sites+$1M revenue98.7% audit
98.7%
Audit score
2015 / 2022
Operations VP, Business Risk & Control Officer
Citi · Tucson, AZ
Held full staffing oversight for the credit-card division, with 30 direct reports and roughly 300 indirect, and managed a $25M to $30M commercial card portfolio against a $3.5M budget. Overhauled commercial-card reconciliation, cutting cycle time 60% and errors 40% while preventing $250K-plus in losses and risk. Passed close to 30 government audits from 2010 to 2022, OCC, CFPB, internal, and ICRM, without a single failure.
$25M to $30M portfolio300 indirect reportsZero failed audits
~30
Audits, none failed
2013 / 2015
CMIS Business Control Manager
CitiMortgage · Tucson, AZ
Migrated reconciliation off manual spreadsheets onto an automated platform with live feeds, dashboards, and exception-based review. The result: 20+ hours a week saved, a 35% accuracy improvement, and zero audit findings the following year.
20+ hrs/wk saved35% accuracy
Zero
Findings next year
2012 / 2013
Sr. Lead Analyst, Data Quality & Reporting
CitiMortgage · Tucson, AZ
Standardized data accuracy protocols and optimized audit workflows across key departments. Leveraged BI tools to surface risk trends and support leadership with real-time decision-making.
Data qualityBI reporting
BI
Decision support
2007 / 2012
Homeowner Support Specialist Lead
CitiMortgage · Tucson, AZ
Launched and managed a live-chat platform that improved customer engagement and loan retention. Supervised home-equity loan operations, driving gains in processing speed and service quality, and coached a service team built around compliance and customer outcomes.
Live-chat launchLoan retention
Lead
Service ops
Project Delivery

On time. On budget.
On record.

50+
Projects led start to finish
~90%
Delivered on time
~85%
On or under budget
$1M+
Largest scope, 300+ impacted
Business analysis in action
The ask

Leadership wanted to expand a program that was quietly losing money, and wanted to move fast.

What the data showed

I found an 18% margin loss, traced to labor-allocation and billing gaps that an expansion would only have multiplied.

The result

The expansion was paused, the processes were fixed first, $100K-plus was recovered, and the program turned profitable within the year.

Lean Six Sigma toolkit, run hands-on
DMAIC Kaizen 5S Value Stream Mapping Root Cause: 5 Whys / Fishbone Control Charts
Proof

Numbers that
held up.

98.7%
Audit Score
Up from 64.3% in six months
Beacon Group
214
Sites Operated
Statewide across Arizona
Beacon Group
$1.2M
Contracts Rebuilt
All 214, $300K+ recovered
Beacon Group
23%
Cost Reduction
Payment-plan rescue, $100K+ back
Beacon Group
Zero
Failed Gov Audits
~30 audits, 2010 to 2022
Citi
$25-30M
Card Portfolio
Commercial card division
Citi
60%
Faster Cycle Time
Reconciliation overhaul, 40% fewer errors
Citi
50+
Projects Led
Start to finish, ~90% on time
Career
Proficiency

Core skills

Operations & Multi-Site Leadership96%
Risk, Audit & Compliance Oversight96%
Financial Forecasting & Cost Reduction93%
Process Optimization & Automation93%
Program & Project Delivery (PMO)91%
Vendor Governance & Procurement90%
Board Reporting & Stakeholder Alignment90%
Team Development & Training92%
Credentials

What I bring
on paper.

Certifications & Methods

  • CIMS Train-the-TrainerCompleted
  • Certified Custodial Supervisor (CCS)Completed
  • Lean Six Sigma: DMAIC, Kaizen, 5SIn Progress
  • PMP & CRCP (Risk & Compliance)In Progress

Languages, Tools & Study

  • GreekFull Professional
  • SpanishLimited Working
  • Power BI, Smartsheet, QuickBooks, AsanaHands-on
  • Business & Accounting, U. of ArizonaIn Progress
Get in touch

Let's make the
next one hold.

Open to VP and Director of Operations, Senior Project or Program Manager, and Senior Business Analyst roles. Remote preferred, hybrid across Arizona, and open to relocation or Greek-speaking opportunities for the right fit. Available immediately.